Health Reimbursement Arrangements or HRAs are tax-preferred health plan accounts for employees, that are paid for by employers. Money added to an HRA belongs to the employer and is not used until a medical expense is incurred.

On June 13, 2019, the Departments of Labor, Health and Human Services, and the Treasury released an advance copy of a Final Rule on HRAs.  The new rule expands the types of HRAs that can be offered starting in 2020. Read more.


Health Savings Accounts, or HSAs, are pretax dollars set aside to cover qualified medical expenses. Both employees and employers can contribute to HSAs. Regardless of who makes the contribution, money placed in an HSA belongs to the employee immediately.

The good news here is, employees will be able to set aside just a bit more money next year. Read more.