401(k) Plans for Small Business Owners

The 401(K) Plan for Small to Mid-sized Business Owners

We make it easy and affordable to help your employees save for their future.

401(K) - Small Business Owners

401(k) Fully Integrated With Our Payroll System

We sync to your payroll and handle recordkeeping and compliance so you don’t have to.

Employers who manually process and manage 401(k) contributions spend hours each month maintaining payroll rosters, manually entering and enrolling new employees, updating every contribution rate change, preparing payroll reports, and more.

Save Time. Save Money.

With our integration, you can focus on growing your business while we take care of your 401(k) related tasks.

You can offer retirement benefits for less than the cost of one employee’s health insurance.

We’re Here For You

We’ll be here to support you along the way. You and your employees can email or call anytime with questions about their 401(k).

  • Payroll sync – Seamlessly integrated with our payroll system to eliminate the burden of processing employee contributions.
  • Administrative compliance – Never worry about IRS or DOL reporting or compliance – we can handle all of that for you.
  • Investment management – We help you choose low-cost, diversified funds for your company’s plan (self-directed options are also available).
  • IRS documents – We prepare, sign, and file your IRS forms, so you don’t have to deal with the paperwork or liability associated with missed requirements.
  • Reporting – Get a 360-degree view of the plan from the admin dashboard, view reports, and see which employees have joined.
  • Easy onboarding – Employees can sign up within minutes – no paperwork, no confusion.
  • Built-in education – We recommend a contribution rate and investment portfolio based on each employee’s circumstances and offer nudges that drive better decisions.
  • Automated portfolio management – We put your funds in a diversified, low-cost portfolio and rebalance quarterly. Employees who want more flexibility can choose and manage their funds.
  • Easy to navigate interface – Employees can easily check their balance, change contributions, and update portfolio preferences. It’s so easy; we see 2x the industry average participation rate.

Work SMARTer with SmartPayroll Solutions!

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